What is full coverage car insurance Spain?
A number of people have written in asking us what exactly is full coverage car insurance for Spain.
The quick and easy answer is that this is the common insurance term which you will probably know better as fully comprehensive car insurance Spain.
Typically we always recommend and advise that if you are looking to insure your car in Spain you consider taking out fully comprehensive insurance. This policy gives complete protection for your car, yourself and other passengers in the event of an accident or any other mishap that should occur.
What most people do when they are searching for insurance in Spain is to simply seek out the lowest quotation for car insurance disregarding the actual details of the policy, as in terms of what is included and what is not included. People are simply obsessed with finding the cheapest quote not actually thinking of why they are taking out car insurance in the first place.
To be fair if you are struggling financially you are obliged to take out car insurance in Spain on a third-party basis. If this sounds like you then yes we can understand that you just wish to purchase the minimum insurance at the minimum price, but do consider what would happen in an accident.
Third-party car insurance in Spain simply covers the other party involved in an accident, it will not cover your vehicle or yourself. Surely the whole point in paying out all this money is to protect yourself against the risks of having a serious injury requiring expensive medical attention or needing to replace your car or other vehicle, which is never cheap.
Full coverage Spanish car insurance policies protect you and your vehicle completely and usually includes a number of useful extras such as legal protection and breakdown cover. Having paid for third-party cover you will actually find that for not much more on top, you will be able to get fully comprehensive or full coverage car insurance for the extra benefits that entails.
To get the cheapest quote for full coverage car insurance in Spain try searching on the Internet for price comparison car insurance quotations as well is going directly to major insurers such as Linea Directa Spain and Liberty Seguros Spain.
We also recommend contacting a number of Spanish car insurance brokers such as Knight Insurance Spain or Abbeygate Insurance Spain, although if you look in your local Spanish expat newspapers you will find many more advertisements listed.